Filinvest-owned EastWest Bank is one of the leading banking institutions in the country. But aside from its regular bank products and services, such as loans and savings accounts, EastWest Bank is also known for its wide array of credit cards.
An EastWest credit card is the best option if you put a premium on your lifestyle. A vast selection of EastWest bank credit cards is designed for people who love shopping, traveling, and dining out. But it also offers cards ideal for essential and everyday purchases.
Check out this comprehensive EastWest credit card application guide if you’re interested in getting one.
Not sure if an EastWest Bank credit card is right for you? Here are some excellent reasons to get one.
Just this August, one of its credit card offerings, the EastWest Bank JCB credit card, won Best Credit Card in the Philippines in the Excellence in Retail Financial Services and Technology Innovation Award for 2023 by The Asian Banker. [1]
When it comes to credit cards, you’re spoilt for choice with EastWest Bank. You can either get a rewards card to earn points or a cash rebate card to earn cashback on your spending. If traveling is your cardio, its credit cards can earn airline miles for a certain amount spent and unlock privileges in different airports worldwide.
While you can always go to your preferred EastWest Bank branch to apply, there’s a more convenient way to do it—online. Just complete the online form and submit copies of your documents. Plus, you’ll get assistance from the EastWest System Tech Assistant (ESTA) chatbot, so you won’t skip a step.
Enjoy exclusive offers and privileges at all partner merchants all year round to get the most out of your spending. You can find all the latest promos [2] in one place, making it easier to plan your spending and enjoy big savings.
One of the perks that make a credit card worth having is the rewards. EastWest Bank's credit card roster lets you earn points, cash rebates, and airline miles with your essential and lifestyle purchases.
For instance, you earn a point for every ₱100 you charge to your EastWest Privilege Classic, Dolce Vita Titanium Mastercard, JCB Gold and Platinum, or Gold Mastercard and Visa Gold.
The process of applying for an EastWest Bank credit card is easy. Just follow the steps below:
First, you must ensure you’re eligible to apply for a credit card from EastWest Bank. You can start your EastWest credit card application right away if you meet all these requirements:
EastWest Bank will process your credit card application once you submit all the required documents. Remember that getting some of these documents may take a while, especially government-related documents issued only by your employer.
For employed principal card applicants:
For self-employed principal card applicants:
For expat applicants (resident foreigners, whether principal or supplementary card applicants, have to submit any of the following):
Comparing different credit cards is an important step. Find out which EastWest credit card is the best for your lifestyle, budget, and spending habits.
To help you weigh your options, we’ve listed EastWest Bank credit cards you can apply for. There’s something for everybody here—from first-time cardholders to luxury seekers who don’t mind splurging.
Related reading:
Now that you’ve decided which EastWest credit card to get, it’s time to fill out the application form on the website. [3] Click the Apply Now button on your chosen EastWest credit card and select or enter your answers as prompted by ESTA (EastWest System Tech Assistant). Just indicate N/A for any questions that are not applicable.
After verifying your mobile number and entering the required personal and employment information, submit your documentary requirements.
While you can apply and submit your requirements in person at the nearest EastWest branch, we highly recommend filing your EastWest credit card application online, as it’s more convenient. It’s important to note that the bank will not return all the requirements you’ve submitted.
Your application will be processed within 10 to 15 banking days. If you want to follow up on your Eastwest Bank credit card application or delivery status, you may get in touch with the bank via the following contact details:
Also, remember that you may receive a card type other than your choice. The actual card you’ll receive will depend on the evaluation of your application.
Moreover, the EastWest credit card approval time will depend on your submitted requirements. Delays are likely if there are inconsistencies or lacking items in your documents. As such, double-check your documents and other requirements to keep problems and delays at bay.
You must send an activation request to activate your new EastWest Bank credit card. Follow the credit card activation instructions in your EastWest credit card welcome pack. You can also text EWBCC and send it to (0917) 888-1700.
Just follow the instructions below:
Activated and registered your credit card online? Now read these articles for helpful information on using your card:
If you want more credit card options, explore the UnionBank Rewards Credit Card, another excellent rewards card.
To unlock more perks and privileges for everyday spending and travel and lifestyle pursuits, check out the Metrobank Titanium, Platinum, or World Mastercard ® .
The HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate are also excellent choices for people who want more value for their spending.
Rack up points and cash rebates and unlock exclusive features and benefits when you get the Security Bank Gold, Platinum, Complete Cashback Platinum, or World Mastercard.
You can also find the best features, benefits, and deals with a BPI credit card. Check out the BPI Amore CashBack, Gold Rewards, Platinum Rewards, or Signature Card.
An EastWest credit card is one of your best bets for everyday purchases and the finer things in life. The bank has ensured that its cards are designed for both practical uses and leisure, as illustrated by EastWest cards’ perks and exclusive benefits. But the icing on the cake is the ease and straightforwardness of the EastWest credit card application process.
Still can't decide which EastWest credit card to get? Compare them easily below:
EastWest Privilege Classic MastercardEastWest Dolce Vita Titanium Mastercard
₱1.2 million
₱1.8 million No annual fee for life
Sources: